T & B Wilco Enterprises is a family business operated by Terry and Beatriz Wilcox. We are a newly formed business and specialize in internet marketing of goods and services. We operate by placing your orders with a trusted wholesaler. The wholesaler upon receiving your order from us handles packaging, shipping and returns. (i.e., see our returns policy statement on the "Refunds/Returns" page) For your convenience we accept VISA, MasterCard, Discover and American Express credit cards, or should you prefer, you may contact us via Email and arrange payment by other means.